Collision coverage protects you against damage from collisions and accidents. If you hit an inanimate object or another vehicle on the road by accident, you can file a claim under this and the insurance provider will pay for the damage if your claim is accepted. If the engine damage is as a direct result of an accident, you can file a claim under the clause.
can you file an insurance claim for a blown engine
An ATV accident is legally defined as any situation with an ATV that results in property damage, injury and or/death. These accidents are usually caused by the negligence of one of the drivers. Victims of ATV accidents cannot obtain compensation without first proving negligence to an insurance company or court.